Financing
First we work out how much money you really need and how much your business can carry. Then we choose the form that fits: bank credit, lease, a mortgage on your premises, a regional fund or a mix. We write the financing proposal and sit beside you at the table with the lender.
- Lead time
- 6 to 10 weeks
- Financing scan
- € 1.495
“I want to invest, but how do I pay for it?”
The right financing for growth, premises or a major investment.
Example: a new branch
- Own funds€150,000
- Bank credit€700,000
- Lease€300,000
- Regional fund€100,000
- Total€1,250,000
What gets put on the table
- Financing need and capacity calculated
- Banks and other lenders side by side
- A proposal a credit analyst understands in one go
- At the table for the meeting with the lender
How it goes
6 to 10 weeks on average. After each step we discuss where things stand.
- Week 1Intake and gathering figures
We read your annual figures and discuss your plans. After that meeting you know whether it looks feasible.
- Weeks 2–3Plan and forecast
We run the numbers on the investment and make a forecast a lender can follow.
- Week 4Approaching lenders
We put your plan to three to five suitable lenders, not just your own bank.
- Weeks 5–6Comparing offers
Interest, repayment, security and terms side by side. We negotiate for you.
- Weeks 7–8Signing
We go through the offer with you, and only when everything is right do you sign.
Bring this to the first meeting
- Annual accounts for the last three years
- Interim figures for this year
- Your plan: what do you want to buy or build, and when
- Current loan and lease contracts
Not everything to hand? No problem. We fill in what is missing later.
Prices with VAT
- Financing scan€1,495
- Guiding the applicationfrom €3,950
- One-off questions, per hour€185
Always on paper in advance. The introductory meeting is on us.
Questions about financing
What if the bank says no?
Then we find out why, and keep looking. There are dozens of lenders for SMEs: banks, leasing companies, credit funds and regional funds.
Do you get commission from the lender?
No. Our fee is our only income. That is why we can compare every lender fairly.
How it turned out
A second branch financed with bank credit and leasing, done in eight weeks.
The adviser
“The plan was good. It just needed packaging differently, so a bank could see the risk and weigh it.”
Reinier Okkerse
An hour at the table. On us.
Put your decision on the table. After an hour you know whether we are the right people and what our work costs. Then you decide.
Book an advice meetingNext available slots
- Tue19:00 · evening
- Wed10:30 · office
- Fri14:00 · video
Rather use the phone? 06 12345678