Wealth and pension for owners
As a business owner, your pension is often tied up in your business. What is left when you stop? Is your family well provided for if something happens to you? We put private and business side by side in one overview. The plan that follows ties in with the work of your accountant and notary.
- Lead time
- 3 to 5 weeks
- Overview of private and business
- € 1.650
“Will I be able to get by when I stop?”
Private and business side by side, down to the euro.
Example: business owner, 58, wants to stop at 64
What you have
- Business value, after tax€1,150,000
- Home equity€420,000
- Savings and investments€185,000
- Annuity and pension€240,000
Total€1,995,000
What you will need
- Income from 67 to 90€1,610,000
- Buffer and care€150,000
- Gift to the children€100,000
- Headroom€135,000
Total€1,995,000
What gets put on the table
- One overview of private and business
- Pension gap calculated, with and without a sale
- Disability and surviving dependants reviewed
- Coordination with your accountant and notary
How it goes
3 to 5 weeks on average. After each step we discuss where things stand.
- Meeting 1Your situation
Your family, your business, your home and your wishes. What needs to be properly arranged?
- Weeks 1–2Everything mapped
Business, pension, annuity, home and savings in one overview.
- Weeks 2–3Running the numbers
What do you need from retirement, and what if you become unable to work or die?
- Weeks 3–4Plan
A clear plan, coordinated with your accountant and notary.
- Every yearReview
Every year we review the plan again.
Bring this to the first meeting
- Your latest income tax return
- Overview of pension and annuities (mijnpensioenoverzicht.nl)
- Mortgage and value of your home
- Your will and prenuptial agreement, if you have them
Not everything to hand? No problem. We fill in what is missing later.
Prices with VAT
- Overview of private and business€1,650
- Pension plan for the ownerfrom €2,250
- Annual review€495
Always on paper in advance. The introductory meeting is on us.
Questions about wealth and pension for owners
Do you sell pension products?
No. We advise and run the numbers. If you need a product, you choose where to take it out.
Should my partner be there?
Please. It is also about your family, and two people hear more than one.
How it turned out
From father to daughter, properly arranged for tax and with calm in the team.
The adviser
“In a family transfer you talk about money and about father and daughter. You have to take both seriously.”
Geertje Lindeboom
An hour at the table. On us.
Put your decision on the table. After an hour you know whether we are the right people and what our work costs. Then you decide.
Book an advice meetingNext available slots
- Tue19:00 · evening
- Wed10:30 · office
- Fri14:00 · video
Rather use the phone? 06 12345678